Cookies Policy
Cookies Policy
Last updated: 25/09/2026
This Cookies Policy explains how buzzfeedvo uses cookies and similar technologies on our website. As a Singapore-based provider of insurance programming solutions, we operate under the Personal Data Protection Act 2012 (PDPA) and related guidelines from the Personal Data Protection Commission (PDPC). This document details our practices in plain language so you can make informed choices about your data.
What Cookies and Similar Technologies Are
Cookies are small text files placed on your device when you visit a website. They can store information such as your preferences, login status, or browsing patterns. Similar technologies include web beacons, pixels, and local storage that may access or record data about your interactions. These tools help websites function efficiently and remember user settings without requiring repeated input. In the context of insurance programming platforms, they may track session details to support secure access to tools that calculate premiums or model risk scenarios.
Why the Site Uses Cookies
We employ these technologies to deliver core services, enhance usability, analyse performance, and comply with legal obligations. Without them, features like saving insurance code configurations or maintaining secure user sessions would not operate reliably. Our use aligns with PDPA requirements by limiting collection to what is necessary and obtaining consent where personal data is involved.
Cookie Categories We Deploy
Strictly Necessary Cookies
These enable basic functions such as page navigation and access to secure areas. They do not require consent under PDPA exemptions for essential operations.
Functional Cookies
They remember preferences like language settings or form inputs for insurance programming interfaces, improving convenience on repeat visits.
Analytics or Performance Cookies
These collect aggregated data on how users interact with features, helping us refine tools for insurance calculations without identifying individuals.
Advertising or Targeting Cookies
Used sparingly for relevant content promotion, they track engagement with our commercial offerings but only with explicit consent.
Social-Media Cookies
If integrated, they allow sharing of blog posts about insurance programming trends while respecting user privacy settings.
First-Party Versus Third-Party Cookies
First-party cookies originate from buzzfeedvo and support direct site functions. Third-party cookies come from external providers for analytics or integrations. We vet all third parties to ensure PDPA-compliant handling of any Singapore user data.
Session Versus Persistent Cookies
Session cookies expire when you close the browser and handle temporary tasks like active insurance session management. Persistent cookies remain for set periods, such as 30 days for preference storage or up to two years for analytics, allowing long-term improvements while we review retention regularly.
Data Handled and Purposes of Each Category
Necessary cookies process minimal identifiers for security. Functional ones store non-personal settings. Analytics handle aggregated metrics like page views. All purposes tie back to delivering reliable insurance programming services. A summary appears in the table below.
| Name | Purpose | Provider | Category | Duration |
|---|---|---|---|---|
| session_id | Maintain secure login | buzzfeedvo | Necessary | Session |
| pref_lang | Store language choice | buzzfeedvo | Functional | 1 year |
| _ga | Track usage statistics | Google Analytics | Analytics | 2 years |
Consent or Exemption Basis Under Singapore Law
Under the PDPA, we rely on consent for non-essential cookies that may collect personal data. Necessary cookies are exempt as they support legitimate business operations without profiling. Users provide consent via our site-wide banner, with granular options for each category. Withdrawal is possible at any time without affecting essential services.
How the Consent Manager Works and Changing Choices
Our banner presents clear toggles for cookie categories upon first visit. You can revisit settings through a footer link to reject or modify selections. Changes take effect immediately and persist across sessions where technically feasible.
Browser-Level Controls and Consequences
Most browsers allow blocking or deleting cookies via settings menus. Disabling necessary cookies may prevent access to login-protected insurance programming tools. Analytics blocking reduces our ability to improve site performance but does not halt core functionality.
International Transfers
Some providers may process data outside Singapore. We ensure adequate protections equivalent to PDPA standards and refer users to our separate Privacy Policy for transfer details.
Policy Changes and Contact Route
We may update this policy to reflect legal or operational shifts. The last-updated date indicates the current version. For questions, use the contact form on our Contacts page or reach [email protected], +65 9628 1963, or 10 Ubi Crescent #07-51 Ubi Techpark, Singapore 408564. Our blog provides additional context on data practices in insurance programming.